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Home Equity Loans and Lines of Credit

Spring Into Your Next Project! [Family gardening]

Financing just got more affordable, with Lanco FCU's
limited-time Home Equity offer:

 
Enjoy a low
interest rate
Save on
closing costs
Borrow only
what you need
Choose the term you want and enjoy a low, fixed interest rate, starting as low as... As your credit union, we don't up-charge you for closing costs. And when you apply now, pay even less... Unlike other lenders, at Lanco FCU, you don't need to borrow a fortune to get a good deal.
3.49% APR / 3 years¹
3.99% APR / 5 years¹
50% Off
Closing Costs²
$5,000 minimum /
80% LTV max³
Click here to apply online
or call (717) 569-7180 for more information.
1: Advertised APR (Annual Percentage Rate) accurate as of 3/15/2017 for borrowers with a minimum TransUnion credit score of 750 with a 80% loan-to-value (LTV) maximum. Available rates and terms vary based on loan amount, LTV ratio, and borrower qualifications. First- or second-lien positions only. One- to four-unit owner-occupied residential properties only. Property insurance required. Flood insurance may be required. A refinance fee may apply for borrowers refinancing a Lanco FCU loan with less than 25% in additional new funds. Closing costs exist and may affect APR. Payment Examples: A 3-Year $20,000 loan at 3.49% APR will have 36 monthly payments of $586.02. A 5-Year $20,000 loan at 3.99% APR will have 60 monthly payments of $368.30.

2: Lanco FCU will discount the borrower’s closing costs by 50% of the original amount owed. Offer valid as of 4/1/2017 and may be changed or withdrawn at any time.

3: LTV is the Loan to Value ratio. Borrowers with credit score of 700 or higher may have the option to borrow up to 90% LTV. Rates may be higher.

Use your home's value to finance almost anything

Enjoy personalized service and great rates by securing financing with Lanco FCU! A home equity loan or line of credit can be used for nearly any purpose.

Choose a fixed home equity or a line of credit and enjoy these benefits:

Fixed Home Equity Loans

Lanco FCU's fixed rate home equity loan offers a fixed rate for the term of your loan, which also means a fixed payment amount. Fixed rate home equity loans may be approved for almost any purpose and are great for debt consolidation, educational expenses, and home improvement projects.

  • Terms of up to 15 years available
  • Borrow as little as $5,000 or as much as 80% LTV*

Apply Online for a Fixed Home Equity Loan

Home Equity Line of Credit

A Home Equity Line of Credit is a variable rate loan that offers open-ended borrowing for ongoing use. You can take advances from your line of credit quickly and conveniently by using online, mobile, or telephone banking to transfer funds.

Home Equity Lines of Credit can be approved for almost any purpose and are great for educational expenses, home improvement projects, or to meet other ongoing borrowing needs.

  • Monthly payments are based on your loan balance and may be as low as $100.
  • Borrow as little as $5,000 or as much as $100,000 or 80% LTV* (whichever is less)

Apply Online for a Home Equity Line of Credit

Not sure which type of loan is right for your needs?
Give us a call at (717) 569-7180.

*LTV is the loan to value ratio. The option to borrow up to 90% LTV may be available for borrowers with a credit score of 700 or higher.