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Home Equity Loans and Lines of Credit


Use your home's value to finance almost anything

Enjoy personalized service and great rates by securing financing with Lanco FCU! A home equity loan or line of credit can be used for nearly any purpose.

Choose a fixed home equity or a line of credit and enjoy these benefits:

Limited Time Rates
3- or 5-Year Home Equity
Credit Score APR¹
750+2.99%
700-7493.99%
660-6994.99%
620-6595.99%
Under 6206.99%

Special Offer for 3- and 5-Year
Fixed Home Equity Loans

Take advantage of this limited time offer to lock in a low rate for up to 5 years! Fixed home equity loans can be used for nearly any purpose and are great for debt consolidation, educational expenses, home improvement projects and more.

  • Choose a 3- or 5-Year Term
  • Low, fixed rate lasts entire term of your loan
  • Borrow as little as $5,000 or as much as 80% LTV*

To qualify for these great low rates, apply today!

Applications may be made online or in person at any Lanco FCU branch.
For questions, call (717) 569-7180 to speak with a lender.

Apply Online for a Fixed Home Equity Loan

¹Advertised APR (Annual Percentage Rate) is accurate as of 11/1/2016 and applies to a fixed home equity loan of $5,000 or greater, with a 36- or 60-month term, and 80% loan-to-value maximum. Borrowers refinancing a Lanco FCU loan with less than 25% in additional new funds do not qualify for this offer. Payment example: A loan of $20,000 for 5 years at 2.99% will have a monthly payment of $359.30. Closing costs exist and may affect APR. One- to four-unit owner-occupied residential properties only. Property insurance required. Flood insurance may be required. First or second lien positions only. Offer may be changed or withdrawn at any time.

Fixed Home Equity Loans

Lanco FCU's fixed rate home equity loan offers a fixed rate for the term of your loan, which also means a fixed payment amount. Fixed rate home equity loans may be approved for almost any purpose and are great for debt consolidation, educational expenses, and home improvement projects.

  • Terms of up to 15 years available
  • Borrow as little as $5,000 or as much as 80% LTV*

Apply Online for a Fixed Home Equity Loan

Home Equity Line of Credit

A Home Equity Line of Credit is a variable rate loan that offers open-ended borrowing for ongoing use. You can take advances from your line of credit quickly and conveniently by using online, mobile, or telephone banking to transfer funds.

Home Equity Lines of Credit can be approved for almost any purpose and are great for educational expenses, home improvement projects, or to meet other ongoing borrowing needs.

  • Monthly payments are based on your loan balance and may be as low as $100.
  • Borrow as little as $5,000 or as much as $100,000 or 80% LTV* (whichever is less)

Apply Online for a Home Equity Line of Credit

Not sure which type of loan is right for your needs?
Give us a call at (717) 569-7180.

*LTV is the loan to value ratio. The option to borrow up to 90% LTV may be available for borrowers with a credit score of 700 or higher.