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Current Rates: Auto Loans

Refinance your auto loan at the credit union and save! Learn more

Credit Score refers to TransUnion Credit Score.
APR = Annual Percentage Rate.
Rates displayed are accurate as of 1/1/17. Rates are subject to change at any time.

Learn about our Auto Loans | Apply Online for an Auto Loan

New & Used Auto/Motorcycle Loan Rates

Rates shown below are the Annual Percentage Rate (APR).

Vehicle
Age
Term
(Months)
Loan
Amount*
Credit Score
750+ 700 – 749 660 – 699 620 – 659 Under 620
2011
and newer
Up to 36 any amount 1.99% 2.99% 3.99% 6.99% 9.99%
2011
and newer
37–48 $5,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2011
and newer
49–60 $10,000.01+ 2.99% 3.99% 4.99% 7.99% 10.99%
2012
and newer
61–66 $15,000.00+ 3.49% 4.49% 5.49% 8.49% 11.49%
2015
and newer
67–72 $15,000.00+ 3.99% 4.99% 5.99% 8.99% 11.99%
2016
and newer
73–84 $25,000.00+ 5.99% 6.99% 7.99% 10.99% 13.99%
Older Vehicles
2005–2010 Up to 36 any amount 3.99% 4.99% 5.99% 8.99% 11.99%
2005–2010 37-48 $5,000.01+ 4.99% 5.99% 6.99% 9.99% 12.99%

Rates advertised are available for members meeting standard credit criteria.

No Credit History? If you're just starting out with building your credit history, we can help! Call (717) 569-7180 to speak with a lender about our First-Time Auto Buyer loan.

Bad Credit History? If you've recently had some trouble with your credit but are on your way to re-establishing good credit, you might qualify for a Second Chance auto loan. Call (717) 569-7180 to speak with a lender for details.

*Maximum loan amount determined by value of vehicle and borrower qualifications.

Recreational/Utility Vehicle Loan Terms & Rates

Call (717) 569-7180 for current rates and terms.