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Savings Accounts: Certificates

Earn more with term savings

A certificate allows you to earn a higher dividend rate on your savings because your funds are deposited for a fixed period of time. Once a certificate is opened, additional deposits cannot be made and early withdrawals will incur penalties.

Lanco FCU offers share and IRA certificates with minimum deposits as low as $500. Terms range from 6 months to 5 years.

Youth certificates are available for Kids (ages 12 and under) and Teens (ages 13-17). These certificates last a term of one year and feature lower minimum balance requirements.