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Skip-A-Payment

Just review the details below to see if your Lanco FCU loan qualifies for Skip-a-Payment. If it does, use the Skip-a-Payment coupon to request a break from your next loan payment!

When we have approved the Skip-A-Payment option, we will skip the next monthly payment due on your loan if payment is due monthly, two payments if payment is due semi-monthly or bi-weekly, and four payments if due weekly.

If you have any questions about Skip-A-Payment, please call us at (717) 569-7180.

Print the Skip-a-Payment couponSkip-a-Payment Coupon

The Skip-a-Payment coupon must be complete, including any co‑borrower's signature if applicable. Incomplete coupons will be returned.

Skip-A-Payment Details

Loan Eligibility:

You may use the Skip-a-Payment coupon on an auto loan, home equity loan, or personal loan. You may copy the Skip-a-Payment coupon if you would like to skip a payment on more than one qualified loan.

The following loans are NOT eligible for Skip-a-Payment:

Other restrictions may apply. Lanco FCU has the right to accept or deny Skip-A-Payment requests at our discretion.

Frequency:

You may use Skip-A-Payment to skip a maximum of one monthly payment per loan per calendar year. Skip-a-Payment cannot be used for two consecutive months on the same loan.

Fee:

There is a $25.00 fee for each qualified Skip-A-Payment. The fee may be withdrawn from your Lanco FCU account, paid by cash, or by check made payable to Lanco Federal Credit Union. Please do not mail cash.

Final Payment Date:

Your final payment date will be extended to allow you to pay your skipped payment at the end of your loan. Please note that interest will continue to accrue at your normal contract rate on your unpaid loan balance during the skipped period but you will not owe a late charge for skipping your payment. In addition, all other terms and provisions of your loan will remain the same.

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