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Visa Credit Cards: Fraud Protection

Falcon 24/7 Fraud Monitoring

Transactions that occur on your Lanco Platinum Visa are monitored by Falcon, a fraud monitoring service, free of charge. Falcon assesses a risk score for each transaction you make by comparing your purchasing patterns to trends of check and credit card fraud. If a transaction scores high in risk, it will be denied and a Falcon representative will contact you. Although Falcon provides protection against potential fraud, it is important that you also continue to monitor your transactions.

Visa’s Zero Liability Policy

Feel safe knowing that your Lanco Platinum Visa is backed by Visa’s Zero Liability policy which guarantees that you will never have to pay for any fraudulent charges on your account.*

Tips for Preventing Credit Card Fraud


*Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.