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Visa Credit Cards

Get the card that has it all!

Enjoy the convenience and security of a Platinum Visa credit card from the credit union you trust!

Lanco FCU’s Platinum Visa offers all the best features:

  • Rates as low as 8.99%¹
  • Credit limits up to $20,000¹
  • Rewards! points to redeem for travel, merchandise, cash back, and more²
  • No annual fee
  • No-fee balance transfers³
  • No-fee cash advances³
  • 25-Day grace period for purchases
  • No minimum interest charge
  • Online and mobile account access via
  • Lanco FCU Debt Protection, a voluntary loan-payment protection product, is available to help you play it safe in the case that a protected life event happens to you.

View the Cardholder Benefits Summary to learn more about the many benefits you’ll receive as a Platinum Visa cardholder.

Click here to apply for your Lanco FCU Platinum Visa online*

*Federal regulations require that members under the age of 22 apply in person and provide proof of income (or a co-signer). To apply, please visit a Lanco FCU branch.

Treat yourself to a sweet rate! Visa balance transfers 1.9% APY for 9 months*

Your Card Features Fraud Protection

Feel confident knowing that your Lanco FCU Platinum Visa card has fraud-prevention and recovery measures in place to protect you from fraudulent activity.

Learn about your card's fraud protection features and get some tips for keeping your card safe.

Let Us Help You Build Good Credit!

If you have little to no credit, or even bad credit, you don’t have to fall victim to high-cost credit cards. Lanco FCU offers credit cards to help you build good credit without having to pay absurd fees and high interest rates. Plus, you’ll get all of the same benefits as the regular Platinum Visa!

Learn about our Credit Builder and Share Secured Platinum Visa cards.


¹APR (Annual Percentage Rate) and credit limit based on borrower qualifications. Same APRs for purchases, cash advances, or balance transfers.

²Every dollar in qualifying purchase transactions minus returns (“Net Purchases”) that you make with your Lanco FCU Platinum Visa credit card earns one point. No points are earned for purchases that require the use of your PIN (including cash advances, ATM withdrawals), finance charges, fees, foreign transaction currency conversion charges, or insurance charges posted to your account. Points expire 36 months after accumulation. Should your Visa account become 60-Days delinquent, all points accumulated at that time will be forfeited and will continue to be forfeited until account is brought current. Points may be redeemed through the Rewards! program. Go to or call 1-866-678-5189 for more information about Rewards!.

³No grace period for cash advances or balance transfers. The finance charge begins to accrue from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later.

Current Rates | Credit Card Disclosure | Credit Card Agreement